Dr. Bilal Ahmad Pandow
Associate Professor, Finance
Verified by IMPARC
Dr. Vrunda J. Mehta
Assistant Professor & Principal In-Charge, Finance · Shree G. L. Kakadia College of Commerce and Management, Bhavnagar, Gujarat · Bhavnagar
IMPARC ID IMP-MM-MGMT-GJ-IN-2026-2296
Member since 2026
Expertise
- Accounting
- Behavioural Economics
- Business Education
- Financial Technology
- Investment Management
- Personal Finance & Budgeting
- Higher Education
Mentorship offered
- Financial Consulting
- Business Strategy Consulting
- Scientific and Technical Research
- Market Research
- Technical Writing
Mode: Hybrid · Capacity: 3–5 researchers
Academic links
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About
Dr. Vrunda J. Mehta is a dynamic academic leader and finance professional with expertise in financial literacy, financial management, and behavioral finance. Currently serving as Assistant Professor and Principal In-Charge at Shree G. L. Kakadia College of Commerce and Management, she combines academic excellence with strong leadership and institutional management capabilities.
Her doctoral research focuses on financial literacy, financial behavior, and financial well-being among middle-class families, supported by extensive empirical data analysis. She is UGC-NET qualified and has contributed significantly to academic research through multiple publications and conference presentations.
With strong skills in strategic planning, student mentoring, and academic administration, Dr. Mehta actively contributes to institutional development, faculty training, and student career advancement initiatives.
Publications 19
Journal articles
- Dr. Vrunda J. Mehta An Empirical Study on Impact of COVID-19 on Financial Management and Financial Well-being among Middle-Class Families of Gujarat. International Journal of Advanced and Innovative Research (IJAIR).Peer-reviewed (not in the indexes above)
- Dr. Vrunda J. Mehta A Descriptive Study on Recent Investment Avenues for Individuals in India. International Journal of Advanced and Innovative Research (IJAIR).Peer-reviewed (not in the indexes above)
- Dr. Vrunda J. Mehta An Empirical Study on Factors Affecting Financial Literacy and its Effect on Investment Behavior among Individuals in India. Saarth E-Journal of Research.Peer-reviewed (not in the indexes above)
- Dr. Vrunda J. Mehta An Empirical Study on the Effect of Fintech Education on Students’ Adoption of Financial Technologies. SOHAM – International Multidisciplinary Peer Reviewed Research Journal.Peer-reviewed (not in the indexes above)
- Dr. Vrunda J. Mehta An Empirical Study on the Relationship between Financial Literacy and Financial Well-being among Households. INSPIRA – Journal of Modern Management & Entrepreneurship (JMME).Peer-reviewed (not in the indexes above)
- Dr. Vrunda J. Mehta A Study on Financial Inclusion within the Indian Context. International Ayudh.Peer-reviewed (not in the indexes above)
- Dr. Vrunda J. Mehta A Descriptive Study on Financial Literacy in India. SURABHI – International Peer Reviewed Refereed Journal.
- Dr. Vrunda J. Mehta The Impact of Behavioral Biases on Retail Investor Decision in Digital Trading Platforms. Research Matrix – Peer Reviewed & Refereed International Multidisciplinary Journal.Peer-reviewed (not in the indexes above)
Conference papers
- (2024). The Impact of Behavioral Biases on Retail Investor Decision in Digital Trading Platforms. Multi-Disciplinary International Conference on Sustainable Development Goals on Higher and Technical Education-2023, IQAC, Shree Swaminarayan College of Computer Science, Bhavnagar.
- (2024). Analysing the Barriers to Entrepreneurship for Women and Minority Groups and the Role of Training Programs in Addressing these Challenges. National Conference on Sustainability, Inclusiveness and Social Entrepreneurship, Shanti Business School, Ahmedabad.
- (2024). Financial Literacy and Attitude towards Money among Undergraduate Students: A Comparative Study across Different Academic Disciplines. 75th All India Commerce Conference, Pacific Academy of Higher Education and Research University & Govind Guru Tribal University.
- (2024). An Empirical Study on the Effect of Fintech Education on Students’ Adoption of Financial Technologies. International Conference on Multi-Disciplinary Contributions of Higher Educational Institutes in VIKSIT BHARAT @2047, DNP Arts and Commerce College, Deesa.
- (2024). Assessing the Trajectory of Digital Payment Transactions in India: A Comprehensive Analysis of Emerging Opportunities, Persistent Challenges and Actionable Strategies. 15th International Conference on Innovative Technologies in Business and Economy for Sustainable Development: Industry 5.0, Faculty of Management, Pacific University, Udaipur.
- (2024). A Descriptive Analysis of the Relationship between Price and Emotional Well-being in Consumer Choices. International Multidisciplinary Conference on Emerging Trends in Sustainable Development, Shree Balvant Parekh Trust, Mahuva.
- (2023). Bridging the Financial Gap through Artificial Intelligence and Machine Learning. International Conference on NEP 2020: Expanding Horizons in Higher Education, Department of Commerce & Management, Bhakta Kavi Narsinh Mehta University.
- (2022). A Descriptive Study on Recent Investment Avenues for Individuals in India. One Day National Level Multidisciplinary E-Conference on Industrial Revolution 4.0, University of Mumbai & Shree L. R. Tiwari Degree College.
- (2021). An Empirical Study on Impact of COVID-19 on Financial Management and Financial Well-being among Middle-Class Families of Gujarat. One Day National Level Multidisciplinary E-Conference "Digital: Space, Innovation & Transformation", University of Mumbai & Indian Accounting Association.
- (2021). An Empirical Study on the Factors Affecting Financial Literacy and Its Effect on Investment Behavior among Individuals in India. International Multidisciplinary Virtual Conference-2021, K. R. Doshi Group of Colleges & MKBU.
- (2020). An Empirical Study on the Relationship between Financial Literacy and Financial Well-being among Households. National Conference on Latest Advancement and Future Trends in Commerce & Management, K. R. Doshi Group of Colleges & MKBU.
Experience
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Assistant Professor & Principal In-Charge
Shree G. L. Kakadia College of Commerce and Management, Bhavnagar, Gujarat
Oct 2021 - Present (current)
-
Assistant Professor
Swami Sahjanand College of Commerce and Management, Bhavnagar, Gujarat
Jul 2020 - Mar 2021
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Lecturer
K. R. Doshi College, Bhavnagar, Gujarat
Dec 2018 - Jun 2020
-
Visiting Faculty
Lakshya – Crafting Chartered Accountants
Feb 2020 - Sep 2021
-
Communication Trainer
Triumph Academy
Feb 2020 - Sep 2021
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Career Counselor
Prakshal IT Academy
Jul 2018 - Nov 2018
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English Teacher & Communication Trainer
Airlines Educational Institute
Jan 2015 - Feb 2016
Education
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2020 - 2023
Ph.D., Commerce / Finance
Bhakta Kavi Narsinh Mehta University, Dungarpur, Gujarat
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2016 - 2018
M.com, Commerce
The KPES College (Affiliated to MKBU), Bhavnagar, Gujarat
-
2019
Diploma, Taxation and Law Practices
Maharaja Krishnakumarsinhji Bhavnagar University, Bhavnagar, Gujarat
Supervision & projects
- Completed
Dissertation · An Empirical Study on Financial Literacy, Financial Management and Financial Well-being among Middle Class Families of Gujarat
Bhakta Kavi Narsinh Mehta University · 2023
Awards
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UGC-NET Qualified (Twice)
University Grants Commission · 2019, 2020
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IELTS Certification (Band 7.5)
International Testing Authority
Events & training
- 1 Month
Workshop · ESSGEE DIGISKILLS
One Month National Level Workshop on SPSS – Statistical Software for Data Analysis
-
Workshop · Ahmedabad Management Association
Workshop on Preparing for Your Doctoral Research (PhD)
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Webinar · UGC – Human Resource Development Centre, Gujarat University
UGC Sponsored Online Webinar on Ethics & Research
More mentors in Accounting
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-
Dr. Sijina V P
Assistant Professor in Commerce & Deputy Head, Commerce
-
Dr. Sandeep Kumar Kesarwani
Guest Faculty (Department of Management Studies), Commerce